Selection and Behavioral Responses of Health Insurance Subsidies in the Long Run: Evidence from a Field Experiment in Ghana

• Tác giả: Patrick Opoku Asuming, Hyuncheol Bryant Kim, Armand Sim
• Ngôn ngữ: eng
• Ký hiệu phân loại: 828.99667 English miscellaneous writings
• Thông tin xuất bản: 2021
• Bộ sưu tập: Metadata
• ID: 166882

Tóm tắt

Comment: arXiv admin note: substantial text overlap with arXiv:1811.09004We conduct a randomized experiment that varies one-time health insurance subsidy amounts (partial and full) in Ghana to study the impacts of subsidies on insurance enrollment and health care utilization. We find that both partial and full subsidies promote insurance enrollment in the long run, even after the subsidies expired. Although the long run enrollment rate and selective enrollment do not differ by subsidy level, long run health care utilization increased only for the partial subsidy group. We show that this can plausibly be explained by stronger learning-through-experience behavior in the partial than in the full subsidy group.