Giải pháp hạn chế rút bảo hiểm xã hội một lần ở Việt Nam=Solutions to limit lump-sum social insurance withdrawal in Vietnam

0 Người đánh giá. Xếp hạng trung bình 0

Tác giả: Văn Sỹ Hà

Ngôn ngữ: vie

Ký hiệu phân loại:

Thông tin xuất bản: Tạp chí Công thương, 2024

Mô tả vật lý: tr.332-338

Bộ sưu tập: Metadata

ID: 241771

Thêm vào giỏ

Bài viết "Giải pháp hạn chế rút bảo hiểm xã hội một lần ở Việt Nam" nhằm mục đích tìm hiểu và đề xuất các giải pháp nhằm giảm thiểu tình trạng rút bảo hiểm xã hội (BHXH) một lần, một vấn đề ngày càng phổ biến và đáng lo ngại ở Việt Nam. Việc rút BHXH một lần mang lại lợi ích ngắn hạn cho người lao động (NLĐ) nhưng lại tiềm ẩn nhiều rủi ro lâu dài, như mất cơ hội hưởng lương hưu, không được bảo hiểm y tế (BHYT) bảo vệ khi ốm đau và thiếu sự ổn định tài chính khi về già. Bài viết phân tích các nguyên nhân chính dẫn đến tình trạng này, bao gồm nhận thức chưa đầy đủ của NLĐ về lợi ích của việc tham gia BHXH dài hạn, áp lực kinh tế cá nhân và sự thiếu hiệu quả trong công tác tuyên truyền, giáo dục về BHXH. Dựa trên những phân tích này, bài viết đề xuất một số giải pháp như: cải thiện công tác truyền thông và tư vấn trực tiếp cho NLĐ, tăng cường hỗ trợ tài chính và chính sách ưu đãi, đồng thời nâng cao chất lượng dịch vụ BHXH. Mục tiêu nhằm giúp NLĐ hiểu rõ hơn về lợi ích của BHXH dài hạn, từ đó giảm thiểu xu hướng rút BHXH một lần, góp phần bảo vệ quyền lợi của NLĐ và đảm bảo sự bền vững của hệ thống an sinh xã hội (ASXH) tại Việt Nam.This study proposed solutions to limit lump-sum social insurance withdrawal in Vietnam. Lump-sum social insurance withdrawal brings short-term benefits to withdrawers, but it poses many potential long-term risks, such as losing the opportunity to receive pensions, not being protected by health insurance, and lacking financial stability in old age. This study pointed out the main causes leading to lump-sum social insurance withdrawal, including employees' inadequate awareness of the benefits of long-term social insurance participation, personal economic pressure, and ineffectiveness of education and communication about social insurance. Based on the study’s findings, some solutions were proposed, such as improving communication and direct consultation for employees, increasing financial support and preferential policies, and improving the quality of social insurance services. This study is expected to help employees better understand the benefits of long-term social insurance, reduce the lump-sum social insurance withdrawal, protect the rights of employees, and ensure the sustainability of Vietnam’s social security system.

1. Đọc trực tuyến

1. Đọc trực tuyến

Tạo bộ sưu tập với mã QR