This article investigates the application of artificial intelligence (AI) in personalizing online learning, focusing on its significance, challenges, and potential solutions. It begins by defining personalized learning and examining the role of AI in tailoring educational experiences to individual learners’ needs. Emerging trends in AI-driven learning are explored, followed by an analysis of key challenges such as data privacy, accessibility, and cost barriers. Finally, the article proposes practical solutions to enhance AI adoption in personalized learning, aiming to create an inclusive and effective online learning environment.This article investigates the application of artificial intelligence (AI) in personalizing online learning, focusing on its significance, challenges, and potential solutions. It begins by defining personalized learning and examining the role of AI in tailoring educational experiences to individual learners’ needs. Emerging trends in AI-driven learning are explored, followed by an analysis of key challenges such as data privacy, accessibility, and cost barriers. Finally, the article proposes practical solutions to enhance AI adoption in personalized learning, aiming to create an inclusive and effective online learning environment.