Bank Competition in the Middle East and Northern Africa Region

• Tác giả: Diego Anzoategui
• Ngôn ngữ: eng
• Ký hiệu phân loại: 348.61 Laws, regulations, cases
• Thông tin xuất bản: 2012
• Bộ sưu tập: Tài liệu truy cập mở
• ID: 308020
• Chủ đề: 1. ACCESS TO CREDIT; 2. ACCESS TO FINANCE; 3. ADVERSE SELECTION; 4. BALANCE SHEET; 5. BANK ASSETS

Tóm tắt

This paper studies the extent of bank competition in the Middle East and Northern Africa region during 1994-2008, using non-structural measures of competition such as the H-statistic and the Lerner index. Both these measures suggest that banking sector competition in the region is lower relative to other regions and has not improved in recent years. An analysis of the determinants of competition across countries suggests that lower levels of competition in the Middle East and Northern Africa are explained by the region s worse credit information environment and lower market contestability.