Deposit Insurance Design and Implementation : Policy Lessons from Research and Practice

• Tác giả: Edward J Kane
• Ngôn ngữ: eng
• Ký hiệu phân loại: 368.1 *Insurance against damage to and loss of property
• Thông tin xuất bản: World Bank, Washington, DC, 2012
• Bộ sưu tập: Tài liệu truy cập mở
• ID: 308351
• Chủ đề: 1. ACCOUNTABILITY; 2. ACCOUNTING; 3. ACCOUNTING STANDARDS; 4. BANK ASSETS; 5. BANK CAPITAL

Tóm tắt

This paper illustrates the trends in deposit insurance adoption. It discusses the cross-country differences in design, and synthesizes the policy messages from cross-country empirical work as well as individual country experiences. The paper develops practical lessons from this work and distills the evidence into a set of principles of good design. Cross-country empirical research and individual-country experience confirm that, for at least the time being, officials in many countries would do well to delay the installation of a deposit insurance system.