From Collateral to Cashflow

• Tác giả: Ariel Gruver
• Ngôn ngữ: eng
• Ký hiệu phân loại: 658.1 Organization and finance
• Thông tin xuất bản: Washington, DC: World Bank, 2024
• Bộ sưu tập: Tài liệu truy cập mở
• ID: 312071
• Chủ đề: 1. GENDER AND ECONOMIC EMPOWERMENT; 2. GENDER AND FINANCE; 3. GENDER EQUALITY; 4. LOANS AND GUARANTEES FOR INNOVATION; 5. SDG 5

Tóm tắt

 Women in Nigeria are starting and growing businesses at a remarkable rate offering a vast untapped market for business lending. The World Bank, through its Nigeria Women Entrepreneurs Finance Initiative (We-Fi), partnered with the Development Bank of Nigeria (DBN) and two commercial banks in Nigeria - Access Bank and Sterling Bank - to develop innovative credit solutions that expand access to finance for women entrepreneurs. This case study summarizes key lessons from this work, including an initial diagnostic
  an assessment of demand for business loans
  analysis of SMEs who applied to and/or received Access Bank cashflow loans
  and administrative data from Access Bank's cashflow loan program. Our objective is to provide insights into the successes and challenges of disbursing loans to women-led SMEs (WSMEs) in Nigeria. This research is being conducted in partnership with the World Bank's Africa Gender Innovation Lab (GIL), which is also carrying out an impact evaluation that will capture how cashflow-based lending impacts male- vs female-led firms' access to credit and business performance.