Foreign Bank Acquisitions and Outreach : Evidence from Mexico

• Tác giả: Maria Soledad Martinez Peria
• Ngôn ngữ: eng
• Ký hiệu phân loại: 598.19 Ayes (Birds)
• Thông tin xuất bản: World Bank, Washington, DC, 2012
• Bộ sưu tập: Tài liệu truy cập mở
• ID: 320784
• Chủ đề: 1. ACCESS TO BANK; 2. ACCESS TO CREDIT; 3. ACCESS TO FINANCE; 4. ACCESS TO FINANCIAL SERVICES; 5. ACCOUNTING

Tóm tắt

Recently, developing countries have witnessed a sharp increase in foreign bank participation. The authors examine the impact on banking outreach using newly gathered data for Mexico, where foreign bank participation rose from 2 percent to 83 percent of assets during 1997-2005. Country-, bank-, and bank-municipality level estimations show a decline in the number of deposit and loan accounts. While country- and bank-level estimations indicate an increase in the share of municipalities with bank branches and in the likelihood of bank presence, bank-municipality regressions show that only rich and urban municipalities benefited. Overall, the evidence is consistent with a decline in outreach.