Over the past two decades, urbanization in Mongolia has surged, leading to a rapid and sizeable increase in multi-story housing developments, particularly in Ulaanbaatar and secondary cities. Alongside this growth, ger districts have also proliferated, now accommodating around 50% of the urban population. These districts offer basic settlement options for new rural-to-urban migrants but are plagued with numerous issues, including high poverty levels, substandard housing, and insufficient infrastructure, leading to problems such as air and soil pollution, and poor mobility and livability. This study highlights the environmental, social, and economic disparities between households living in the formal consolidated areas and those living in the ger districts, with a focus on the secondary cities of Darkhan and Erdenet. These cities present an opportunity to address these disparities before they replicate the challenges in Ulaanbaatar and elsewhere. The study identifies four solutions to help ger households invest in resilient, energy-efficient housing that is both affordable and financeable, thereby improving overall livability and bridge the gap between different socio-economic groups. These solutions are applicable to key cities across Mongolia. The report underscores the need to upgrade, build and densify houses and neighborhoods in ger districts to meet resilience and Sustainable Development Goals (SDG), including construction quality, energy efficiency and access to basic infrastructure. Such investment would enable residents to obtain property certificates which would facilitate access to housing finance, increase financial inclusion and enhance economic stability. The findings and recommendations of this study are intended as a Blueprint toward resilient, inclusive, and affordable housing for ger areas development to guide Mongolian policymakers in improving access to green, resilient, and affordable housing, ultimately shaping a more equitable housing landscape in the country's urban areas.