Tác động của tín dụng vi mô đến thu nhập của phụ nữ ở huyện Thới Lai, Thành phố Cần Thơ

0 Người đánh giá. Xếp hạng trung bình 0

Tác giả: Thị Kim Phượng Đặng, Phan Đình Khô Phương

Ngôn ngữ: vie

Ký hiệu phân loại:

Thông tin xuất bản: Tạp chí Khoa học và Đào tạo Ngân hàng (Tên mới: Tạp chí Kinh tế - Luật và Ngân hàng), 2022

Mô tả vật lý: tr.50-61

Bộ sưu tập: Metadata

ID: 331073

Thêm vào giỏ Liên kết toàn văn

Bài viết sử dụng phương pháp so sánh điểm xu hướng PSM và ứng dụng Stata để đánh giá tác động của vốn vay từ một chương trình vay vốn thuộc Quỹ hỗ trợ phụ nữ phát triển kinh tế ở huyện Thới Lai, thành phố Cần Thơ năm 2019, trên cơ sở so sánh giữa 113 phụ nữ tham gia và 47 phụ nữ không tham gia chương trình. Kết quả nghiên cứu cho thấy, yếu tố tài sản, mục đích vay vốn và vốn vay có ảnh hưởng đến thu nhập của phụ nữ
và thu nhập của phụ nữ tham gia chương trình cao hơn so với phụ nữ không tham gia từ 11.702.000 đồng/năm đến 12.944.000 đồng/năm. Kết quả hàm ý rằng, tham gia tín dụng vi mô sẽ góp phần tăng thu nhập của phụ nữ. Để nâng cao tác động của tín dụng vi mô đến thu nhập của phụ nữ khi tham gia chương trình, phụ nữ cần tham gia nhiều cuộc hội họp ở địa phương, và các tổ chức chính quyền địa phương tăng cường phối hợp với các đoàn thể để hỗ trợ phụ nữ tiếp cận thông tin, được đào tạo, tư vấn, hướng nghiệp. Nhà nước có chính sách ưu đãi về thuế và tài chính theo qui định của pháp luật đối với các doanh nghiệp sử dụng nhiều lao động nữ.This paper uses the PSM propensity score comparison method and Stata apppliaction to the impact of loans from the fund to support women in economic development in Thoi Lai district, Can Tho city. The impact assessment results show that the factors of assets, loan purpose, and loan amount have an influence on the income of women and the income of women participating in the program is higher than that of non-participating women from 11,702,000 VND to 12,944,000 VND/year, this result is based on a comparison between 113 women participating and 47 women not participating in the program in 2019 in Thoi Lai district. The results imply that participating in microcredit will contribute to improving women’s income. To enhance the impact of microcredit on women’s income when participating in the program, women need to participate in many local meetings, and local government organizations strengthen coordination with unions to support women in accessing information, training, counseling and career guidance. The State should have tax and financial incentives in accordance with the law for enterprises that employ a lot of female workers.

1. Đọc trực tuyến

1. Đọc trực tuyến

Tạo bộ sưu tập với mã QR