Phát triển hệ thống thanh toán qua ngân hàng ở Việt Nam- Thực trạng và giải pháp

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Thông tin xuất bản: Tạp chí Khoa học và Đào tạo Ngân hàng (Tên mới: Tạp chí Kinh tế - Luật và Ngân hàng), 2018

Mô tả vật lý: tr.45888

Bộ sưu tập: Metadata

ID: 333618

Thêm vào giỏ Liên kết toàn văn

Bài viết tập trung phân tích, đánh giá, làm rõ thực trạng quá trình hình thành, phát triển và hoạt động của các hệ thống thanh toán qua ngân hàng ở Việt Nam trong những năm qua, bao gồm: sự tham gia của các tổ chức cung ứng dịch vụ thanh toán không dùng tiền mặt qua ngân hàng
thực trạng kết quả hoạt động của các hệ thống thanh toán qua ngân hàng
kết quả hoạt động thanh toán trong nền kinh tế trong các năm 2014- 2017 và những hạn chế. Bài viết đưa ra khuyến nghị 3 nhóm giải pháp: Đối với Chính phủ và các Bộ Ngành có liên quan
đối với Ngân hàng Nhà nước Việt Nam (NHNN)
đối với các ngân hàng thương mại (NHTM) và tổ chức cung ứng dịch vụ thanh toán, nhằm tiếp tục phát triển thanh toán không dùng tiền mặt trong thời gian tới.The system of payment through banks has a long history of development, with the role of management, development and pioneer of the State Bank of Vietnam In recent years, from the units of the State Bank of Vietnam (SBV) to commercial banks and related organizations, has been implementing synchronized non-cash payment solutions. This is also considered the political task of the entire banking sector, the implementation of decisions of the Prime Minister, decisions of the Governor of the State Bank, improve the competitiveness of credit institutions (CIs) in the trend of further international economic integration, join CPTPP. The paper uses qualitative methods, calculations, analyzes and assessments based on reports of the SBV, some commercial banks, Refer to some related studies for recommendations. The paper focuses on analyzing, assessing, clarifying the status of the formation, development and operation of banking payment systems in Vietnam over the past few years, this has included the participation of non-cash payment service providers through banks. the performance status of banking payment systems
Results of payment activity in the economy in 2014- 2017. The paper recommends 3 groups of solutions: For the Government and relevant Ministries
the State Bank and for commercial banks and payment service providers to continue to develop non-cash payment in the coming time.

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