Giải pháp hỗ trợ tiếp cận vốn cho doanh nghiệp nhỏ và vừa ở Việt Nam

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Tác giả: Thế Đông Phùng

Ngôn ngữ: Vie

Ký hiệu phân loại: 650 Management and auxiliary services

Thông tin xuất bản: Tạp chí Công thương 2019

Mô tả vật lý: 197-204

Bộ sưu tập: Metadata

ID: 394590

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Bài viết phân tích định tính và định lượng những rào cản trong tiếp cận vốn tín dụng cho doanh nghiệp nhỏ và vừa ở Việt Nam trên cơ sở sử dụng dữ liệu điều tra doanh nghiệp trên địa bàn Thành phố Hà Nội vào tháng 12/2017 và số liệu khảo sát doanh nghiệp của Tổng cục Thống kê. Kết quả cho thấy, doanh nghiệp nhỏ và vừa ở Việt Nam đang thực sự khó khăn trong tiếp cận vốn, nguyên nhân của hiện trạng này là do tính hoàn thiện của thị trường tài chính, tính bất cập của nền tảng thể chế, chất lượng bộ máy công vụ, cũng như chính nội tại của doanh nghiệp Việt Nam. Để thúc đẩy thực hiện hiệu quả Luật Hỗ trợ doanh nghiệp nhỏ và vừa, Việt Nam cần chú trọng hoàn thiện hơn nữa nền tảng thể chế, đa dạng hóa nguồn vốn cho doanh nghiệp, chú trọng hỗ trợ phát triển nguồn nhân lực và khoa học công nghệ... Đặc biệt, Chính phủ nên thực hiện chính sách hỗ trợ doanh nghiệp nhỏ và vừa theo nguyên tắc gián tiếp, thay vì các công cụ hành chính chưa thực sự hiệu quả như kỳ vọng., Tóm tắt tiếng anh, The paper analyzes qualitatively and quantitatively the barriers to access to credit for small and medium-sized enterprises in Vietnam based on the use of enterprise survey data in Hanoi City in December 2017, and enterprise survey data of the General Statistics Office. The results show that small and medium-sized enterprises in Vietnam are really facing difficulties in accessing capital, the cause of this situation is due to the perfection of the financial market, the inadequacies of the institutional foundation and quality. number of civil service apparatus, as well as the intrinsic nature of Vietnamese enterprises. In order to promote the effective implementation of the Law on Supporting Small and Medium-sized Enterprises, Vietnam needs to focus on furthering the institutional foundation, diversifying capital sources for businesses, focusing on supporting the development of human resources and faculties. learn technology ... In particular, the Government should implement policies to support small and medium enterprises indirectly, instead of administrative tools that are not really effective as expected.

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