Các nhân tố ảnh hưởng đến khả năng thanh toán của các trang trại nông nghiệp tỉnh Vĩnh Long

0 Người đánh giá. Xếp hạng trung bình 0

Tác giả: Thị Ngọc Sương Lý

Ngôn ngữ: Vie

Ký hiệu phân loại: 650 Management and auxiliary services

Thông tin xuất bản: Nghiên cứu Tài chính Kế toán 2023

Mô tả vật lý: 46-49

Bộ sưu tập: Metadata

ID: 409699

Thêm vào giỏ Liên kết toàn văn

Nghiên cứu đã xác định các nhân tố ảnh hưởng đến khả năng thanh toán của các trang trại nông nghiệp trên địa bàn tỉnh Vĩnh Long, Việt Nam. Nghiên cứu này tiến hành khảo sát 626 nông dân và lọc ra 297 nông dân hiện đang nợ các tổ chức tín dụng và chưa đến hạn trả nợ hoặc đã trả nợ trong vòng 12 tháng. Phương pháp hồi quy tuyến tính đa biến được sử dụng để xác định các nhân tố ảnh hưởng đến khả năng thanh toán của các trang trại nông nghiệp trên địa bàn tỉnh Vĩnh Long. Dựa trên dữ liệu, logistic nhị phân đã được sử dụng để nghiên cứu. SPSS ver26 được sử dụng để đo lường các yếu tố tuổi tác, trình độ dân trí, quy mô trang trại, thu nhập trang trại, thiên tai - dịch bệnh, lãi suất đến khả năng thanh toán của trang trại nông nghiệp. Kết quả nghiên cứu chỉ ra rằng trình độ học vấn, quy mô trang trại, thu nhập trang trại ảnh hưởng đáng kể đến khả năng thanh toán của trang trại nông nghiệp. Kết quả chỉ ra 5 nhân tố ảnh hưởng đến khả năng thanh toán của các trang trại nông nghiệp tỉnh Vĩnh Long, Việt Nam, trong đó có 3 nhân tố tích cực, 2 nhân tố tiêu cực trong 6 nhân tố ban đầu của mô hình nghiên cứu. Kết quả này là cơ sở để các bên cho vay có cái nhìn thực tế về hiệu quả trả nợ của mình, từ đó có những chính sách và thông lệ phù hợp để giảm thiểu rủi ro trong quá trình hoạt động. Mặt khác, nó còn có thể giúp cho các nhà quản lý vĩ mô của địa phương, nhà nước và địa phương đưa ra các chính sách phù hợp, thực hiện các chương trình xóa đói giảm nghèo và đảm bảo an sinh xã hội., Tóm tắt tiếng anh, This study has identified the factors affecting the payability of agricultural farms in Vinh Long province, VietNam. This study conducted surveys of 626 farmers and filtered out 297 farmers who are currently in debt to credit institutions and whose payments are not due or have been paid within 12 months. Multivariable linear regression method was used to determine factors affecting payability of agricultural farms in Vinh Long province. Based on the data, binary logistic was used for research. SPSS ver26 was used to measure the factors including age, educational level, size of farm, farm income, natural disasters - epidemics, interest rate to the payability of agricultural farms. The result of the study indicates that educational level, size of farm, farm income significantly affected the payability of agricultural farms. The results show five factors affecting the payability of agricultural farms in Vinh Long province, Vietnam, including three positive factors, two negative factors of the six initially factors of the research model. This result provides the basis for lenders to have a realistic view of their loan repayment effectiveness, and to adopt appropriate policies and practices to mitigate risk during operation. On the other hand, it can also help local, state, and local macro managers to adopt appropriate policies, implement poverty alleviation programs and ensure social security.

1. Đọc trực tuyến

1. Đọc trực tuyến

Tạo bộ sưu tập với mã QR