Phân tích lượng tiền mặt cá nhân nắm giữ và yếu tố liên quan từ đó đưa ra giải pháp huy động vốn trong dân

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Tác giả: Văn Tý Lê

Ngôn ngữ: vie

Ký hiệu phân loại: 650 Management and auxiliary services

Thông tin xuất bản: Tạp chí công thương, 2018

Mô tả vật lý: 352-359

Bộ sưu tập: Báo, Tạp chí

ID: 488955

Thêm vào giỏ

Lượng tiền mặt cá nhân nắm giữ, đó là chỉ bộ phận mà cá nhân nắm giữ trong tay mình dưới hình thức tiền mặt trong thu nhập có thể chi phối được. Ranh giới giữa tiền mặt cá nhân nắm giữ và tiền gửi tiết kiệm cũng không thật nghiêm ngặt. Chúng ta có thể lấy thu nhập lợi tức có hay không (bao gồm thu nhập lợi tức cổ đông) làm căn cứ phân ranh giới giữa tiền mặt cá nhân giữ và tiền gửi tiết kiệm. Phần tiền gửi không kỳ hạn, có kì hạn, trái phiếu, các loại cổ phiếu... có lãi suất đều thuộc vào tiền gửi tiết kiệm cá nhân. Tiền mặt trong tay cá nhân, tất cả tiền gửi tiết kiệm không có lãi suất (như loại tiền gửi dạng góp phường hội giúp nhau), tất cả các khoản không có thu nhập lãi suất đều thuộc vào loại tiền mặt cá nhân giữ. Nhà nước cần phải quản lý lượng tiền mặt lưu thông trên thị trường tiền tệ, trong đó có lượng tiền mặt cá nhân nắm giữ. Thông qua bài viết, tác giả cũng mong muốn đưa ra các yếu tố cùng với lượng tiền mặt cá nhân nắm giữ này để góp phần xác định vấn đề khi Nhà nước muốn huy động vốn trong dân cần phải nắm bắt được nhằm đạt mục tiêu.The amount of cash held by individuals is the only part that the individual holds in his or her hands in the form of cash in the form of an income that is dominant. The line between personal cash and savings is not very strict. We can use income income whether or not (including shareholder income) as a basis for demarcation between personal cash held and savings deposits. The demand deposits, term deposits, bonds, stocks, etc. have interest rates, depending on the individual savings deposits. Cash on hand of individuals, all savings without interest (such as a savings deposit to help each other), all amounts without interest income belong to the type of personal cash hold. The state needs to manage the amount of cash circulated in the currency market, including the amount of cash held by individuals. Through the article, the author also wants to present these factors along with this amount of personal cash held to contribute to identify the problem when the State wants to raise capital among the people that need to be captured to achieve the goal.

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