Fraud of life insurance (LI) is that is that subjects engaged implementation of life insurance to implement deceitful practices to get the financial benefit that they are not entitled to financial interests greater than that they are entitled. The phenomenon of fraud in the field of life insurance is increasing with the subtle tricks, subjects are often fraud of diversity related to the process of exploitation and verification of the insured people when signing and implementing insurance contracts: From the insurance participants concealing, falsifying information required when participating in insurance
beneficiaries cheating to be solved insurance benefits
the help of medical personnel, policemen, government officials, etc, to insurance fraud cases with the participation of insurance agents (IAs) expressing through forms of collusion with insurance participants or appropriation of insurance premiums of insurance enterprises (ICs) and/or customers. Insurance fraud not only damage to finance and adverse impact on business reputation of ICs, influence on customers participating in insurance, but also significantly affects on the social economy. Therefore, such behaviors should be studied in order to find solutions to prevent.