Smart fabrics with multifunctional properties, such as antimicrobial reduction, superhydrophobicity, and UV resistance, have been highly desirable in medical textiles and sportswear. In this study, we demonstrate a cost-effective approach to achieving these properties. A nanosolution of silver and titanium dioxide was prepared, and a dip coating method was used to coat the polyester-cotton blend and 20% recycled cotton fabric. The investigation of the morphologies and chemical composition clarified the formation of Ag/TiO