Tác động của sức mạnh thị trường đến hiệu quả hoạt động của các ngân hàng thương mại Việt Nam=Impacts of the market power on the performance of Vietnamese commercial banks

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Tác giả: Thị Anh Đào Lâm, Đức Hoàng Quân Vương

Ngôn ngữ: vie

Ký hiệu phân loại:

Thông tin xuất bản: Tạp chí Công thương, 2024

Mô tả vật lý: tr.127-133

Bộ sưu tập: Metadata

ID: 7363

Thêm vào giỏ

Bài viết nghiên cứu tác động của sức mạnh thị trường đến hiệu quả hoạt động của các ngân hàng thương mại (NHTM) Việt Nam. Nghiên cứu sử dụng mẫu quan sát bao gồm 26 NHTM Việt Nam trong giai đoạn 2009 - 2022 và sử dụng phương pháp hồi quy System GMM. Để đo lường hiệu quả hoạt động của ngân hàng thương mại Việt Nam, tác giả sử dụng chỉ số tỷ suất lợi nhuận trên tài sản (ROA) và tỷ suất lợi nhuận trên vốn chủ sở hữu (ROE). Kết quả nghiên cứu cho thây: chất lượng thể chế, tỷ lệ lạm phát, tăng trưởng kinh tế, tỷ lệ nợ xấu, quy mô ngân hàng tác động tích cực đến hiệu quả hoạt động của các NHTM Việt Nam. Tuy nhiên, tỷ lệ chi phí trên thu nhập tác động tiêu cực đến hiệu quả hoạt động của các NHTM Việt Nam. Ngoài ra, kết quả nghiên cứu cũng cho thây, chỉ số sức mạnh thị trường tác động tiêu cực lên ROA nhưng tác động tích cực lên ROE. Hơn nữa, tỷ lệ dự phòng khoản cho vay cũng tác động tích cực lên ROA những tác động tiêu cực lên ROE.This study explored the impact of market power on the performance of Vietnamese commercial banks. The study’s observation sample included 26 Vietnamese commercial banks in the period 2009-2022, and the system GMM regression method was used. The return on assets (ROA) and return on equity (ROE) were used to measure the performance of Vietnamese commercial banks. The study found that the factors of regulatory quality, inflation rate, economic growth, non-performing loan ratio, and bank size positively impact the performance of Vietnamese commercial banks. Meanwhile, the factors of cost-to-income ratio negatively impact the performance of commercial banks. The study’s results also showed that the market power factor has a negative impact on the ROA but a positive impact on the ROE of commercial banks. Furthermore, the factor of loan loss provisions ratio also has a positive impact on the ROA but a negative impact on the ROE of commercial banks.

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